Wealth Building
Target-Date Funds Explained: Set-and-Forget Investing, Reviewed
A target-date fund is a whole portfolio in one ticker that reshapes itself as you age. How the…
Stagflation 101: What It Is and Why Everyone’s Talking About It Again
Stagflation โ high inflation with weak growth and rising unemployment โ was supposed to be impossible. What it…
Should You Invest More in a Bear Market? What the Data Says
Should you invest more when the market crashes? What the historical data says about buying bear markets โ…
Short-Term vs Long-Term Debt Cycles: Why This Distinction Matters for Your Money
There are two debt cycles: a short one you live through often and a long one that comes…
Dollar-Cost Averaging: The Evidence, the Math, and the Limits
Does dollar-cost averaging work? What the research says about DCA vs lump sum, the math behind why lump…
Recession Indicators: Which Ones Actually Predict Downturns?
Which recession indicators work? The yield curve, the Sahm rule and the LEI โ their real track records,…
The Economic Machine Explained: How Credit, Debt, and Cycles Actually Work
Most of what we call money is credit. Ray Dalio’s framework for how credit, debt and the two…
How to Start Investing With $10 a Day: The Autopilot Plan
How to start investing with little money: a three-rule autopilot plan for $10 a day into a benchmark…
How to Build a 3-Fund Portfolio (And Why It Works)
A three-fund portfolio is US stocks, international stocks and bonds โ three index funds, each with a job.…
How to Automate Your Investing: Recurring Buys on Every Major Brokerage
Fidelity, Vanguard and Robinhood let you automate a recurring buy from $1. Schwab doesn’t for individual securities. The…